Insurance - tales of woe?

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RobertWine
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Joined: 2 Dec 2015 - 4:22pm
Insurance - tales of woe?

I'm looking at insurance for the coming year and have got quotes from BMC, SCGB, Snowcard and Fogg (as mentioned on Eagles website). Fogg seem to be half the price of the othes - great, but does that mean they're half as good when it comes to claims?

Does anyone have experience of claiming from these or other insurance companies? Recommendations/suggestions please.

Robert

 

TimDavies
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Joined: 1 Jun 2015 - 8:52pm

I used the BMC a few years ago in Switzerland. The helicopter was paid for when the bill arrived several weeks later. 

Flights home (two seats or business class) and taxi to the airport all sorted out very efficiently. Always felt that they had my best interests at heart and not trying to save money. 

EHIC covered the medical fees. 

 

HenryBeakbane
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Last seen: 2 weeks 6 days ago
Joined: 5 Aug 2010 - 8:43pm

EHIC covered most of the medical fees for an urgent visit to hospital in Switzerland in January 2019. (Sudden painful episode of kidney stones).

But a large bill for an excess fee arrived after I got home! And I think I paid at the pharmacy.

Henry
DarrenHudson
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Joined: 5 Aug 2010 - 8:44pm

Used Austrian Alpine Club when had to be helicoptered off, plus the 3 rescue skiers who couldn't quite get to me had to be airlifted also. They covered the helicoter rescue without question. No injury so no further bills but felt that they had my best interest at all time. Very good value

Darren Hudson

DarrenHudson
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Joined: 5 Aug 2010 - 8:44pm

Forgot to say, insurance comes free to all members.

Darren Hudson

NeilThompson
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Joined: 5 Aug 2010 - 8:45pm

Hi Robert. I was hauled away with a snapped achilles a few years back and the bmc paid everything I asked of them. I was more than satisfied,  they even paid a subsequent flight I couldn't cancel on a later trip. 

RobertWine
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Joined: 2 Dec 2015 - 4:22pm

Tks, all.